Preparing Your Los Angeles Car Accident Claim After an Injury
1/27/2011Hiring a car accident attorney in Los Angeles may be a wise choice after a collision. Los Angeles personal injury victims can be faced with a number of challenges after a car accident. Dealing with their injuries and the insurance company can be a difficult task. Insurance adjusters will usually contact accident victims after their incident to settle their claim. Knowing that the adjuster is not your friend and does not have your best interests in mind is important when dealing with the insurance company.
Insurance companies are for-profit businesses. To help increase their profits, insurance companies have trained insurance adjusters to withhold as much money as possible. As an accident victim, you want the exact opposite. To receive a maximum settlement from the insurance company you will need skill in two critical areas: preparation and negotiation.
Before you dive into your case, you will need to prepare yourself. You would not take a trip to Europe without planning all the details. A personal injury claim is no different. To prepare yourself for an injury claim you should answer the following questions:
1. What is the strength (evidence) of your claim?
2. What are similar claims generally resolved for?
3. What is your settlement goal?
4. What is your settlement bottom line?
5. What alternatives do you have if you don't settle?
The strength of your case will lie in the evidence. Preparing statements of witnesses, police reports, photos, and documentation of your losses will help you to receive a fair settlement.
After preparing your evidence, you will need to present this information in a cover letter -- also know as a demand letter. The cover letter will list damages and summarize the evidence.
Researching similar cases is another great way to prepare for your case. Go to your local law library and research similar claims others have received. When negotiating your claim reference these cases.
Define a settlement goal for your injury claim. This will include your bottom line -- the lowest dollar amount you are willing to walk away with -- and your ideal settlement value. If the insurance company denies your bottom line what alternatives will you pursue (go to small claims court, retain a personal injury lawyer)?
Before beginning any personal injury case, it is a good idea to consult with a knowledgeable Los Angeles personal injury lawyer. The best personal injury lawyers will offer free consultations which I highly recommend you take advantage of.
Category: Injuries and Wrongful Death
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