Q The insurance company won't pay me as much as I owe on the car. What can I do?
AIf your car is fairly new and is a total loss, you could end up owing money for a car you don't even have anymore - and the finance company will want its money now that it has no security. This is called being "upside down" on your loan. Unfortunately, the insurance company is not required to pay more money for your car simply because you are "upside down" with your car loan.